Analysis
An associate's degree in Multi/Interdisciplinary Studies typically leads to starting salaries around $36,000, based on national data from similar programs—a figure that Carroll Community College's graduates would likely mirror. With estimated debt of $13,000, you're looking at about 4.4 months of gross income to repay the loan, which falls comfortably below the threshold where borrowing becomes burdensome. The challenge isn't the debt load; it's what this degree actually qualifies someone to do.
Interdisciplinary studies programs appeal to students seeking flexibility, but that same flexibility can work against them in the job market. Employers hiring for entry-level positions often want specialized skills or clear credentials, and "I studied a little of everything" rarely answers that need. The low Pell grant percentage here—just 16%—suggests this program may attract students who already have family resources and view the associate's as a stepping stone rather than a terminal degree. If your child plans to transfer to a four-year program, this could serve that purpose. If they're banking on this associate's alone opening career doors, you need a frank conversation about what specific jobs they're targeting and whether this credential actually helps them get there.
The reasonable debt picture means this isn't a financial disaster, but make sure the degree path connects to an actual employment goal—not just the satisfaction of completing a program.
Where Carroll Community College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,128 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll Community College, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.