Analysis
A $27,000 debt load for first-year earnings around $36,300—the typical picture for Wisconsin rehabilitation programs—produces a manageable 0.74 debt-to-earnings ratio that falls within reasonable bounds for healthcare-adjacent fields. Based on comparable programs across Wisconsin, this estimated starting salary aligns almost exactly with both state and national medians for bachelor's-level rehabilitation professions, suggesting Carroll's program likely delivers outcomes consistent with its peer institutions.
The real question is whether these figures reflect entry-level positions or the field's earning trajectory. Rehabilitation careers often require additional credentials or graduate education to reach higher salary tiers, meaning this bachelor's degree may function more as a foundation than a terminal credential. UW-La Crosse graduates earn roughly $5,000 more in their first year, though whether that gap persists or reflects different specialization paths within the broad rehabilitation field remains unclear.
For families evaluating this investment, the debt burden appears reasonable relative to expected earnings, but recognize you're working from estimates drawn from peer programs rather than Carroll-specific outcomes. If your child plans to pursue graduate work in physical therapy, occupational therapy, or similar fields—which many rehabilitation students do—factor in both additional time and debt before reaching full earning potential. The bachelor's alone provides entry to the field, but career advancement typically demands more.
Where Carroll University Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in Wisconsin (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,230 | $36,361* | — | $27,000* | — | |
| $9,651 | $41,370* | $50,331 | $21,374* | 0.52 | |
| $10,142 | $36,736* | $50,184 | $25,000* | 0.68 | |
| $32,794 | $36,361* | — | —* | — | |
| $11,205 | $32,049* | $55,568 | $23,982* | 0.75 | |
| $10,020 | $30,561* | $51,056 | $26,500* | 0.87 | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in WI. Actual outcomes may vary.