Analysis
A $27,000 debt load paired with first-year earnings around $36,000—figures drawn from similar social sciences programs nationally—suggests a manageable financial start, though context matters considerably here. The 0.74 debt-to-earnings ratio falls within reasonable bounds, meaning graduates entering fields like social services, advocacy work, or entry-level research positions shouldn't face overwhelming repayment burdens in those critical early years.
What's less encouraging is how Tennessee's social sciences market appears to lag behind the national picture. The one comparable program in the state with reported data shows earnings of just $28,194—nearly $8,000 below the national median used to estimate Carson-Newman's outcomes. That gap raises questions about whether Tennessee's job market for social sciences graduates can actually support the national-level earnings we're using as a proxy here. If local opportunities skew closer to that $28,000 figure, the debt burden becomes considerably heavier.
The practical takeaway: these estimates suggest a workable investment if your student plans to pursue opportunities outside Tennessee or enters graduate school fairly quickly. But if they're planning to work in-state immediately after graduation, the actual employment landscape for social sciences majors in Tennessee may be tighter than these numbers imply. Understanding their specific career path matters more here than usual given the uncertainty around local outcomes.
Where Carson-Newman University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Tennessee
Social Sciences bachelors's programs at peer institutions in Tennessee (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,700 | $36,279* | — | $27,000* | — | |
| $10,144 | $28,194* | $33,402 | $26,375* | 0.94 | |
| National Median | — | $36,279* | — | $25,500* | 0.70 |
Career Paths
Occupations commonly associated with social sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carson-Newman University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 33 similar programs. Actual outcomes may vary.