Median Earnings (1yr)
$62,321
18th percentile
40th percentile in North Carolina
Est. Median Debt
$14,096
Est. from NC median (34 programs)

Analysis

Carteret Community College's nursing program produces graduates earning $62,321 in their first year—roughly $5,000 below the state median and about $6,000 less than the national benchmark for associate degree nursing programs. While debt figures here are estimated from comparable North Carolina programs (around $14,100), the earnings shortfall is real and measurable: graduates from top-performing community college nursing programs in the state consistently earn $73,000 to $77,000, suggesting a gap of $11,000 to $15,000 in first-year income compared to peers with the same credential.

The debt-to-earnings picture looks manageable on paper—borrowing roughly $14,000 against a $62,000 starting salary is generally sustainable. But nursing is one of those fields where location and program quality create enormous variance in starting pay. For a family considering this investment, the question isn't whether nursing is viable (it is), but whether this particular program positions graduates as competitively as nearby alternatives. With 59 nursing programs across North Carolina and clear data showing stronger outcomes at other community colleges, the lower earnings here warrant explanation—whether it's the rural location limiting job prospects or something about clinical training and employer connections.

If your child is set on staying in the Morehead City area for school or work, this program clears the basic threshold of affordability. But if mobility is an option, exploring programs with documented higher earnings could mean an extra $50,000 to $75,000 over the first five years of their nursing career.

Where Carteret Community College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing associates's programs nationally

Earnings Distribution

How Carteret Community College graduates compare to all programs nationally

Compare to Similar Programs in North Carolina

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing associates's programs at peer institutions in North Carolina (59 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median Debt*Debt/Earnings
Carteret Community CollegeMorehead City$2,310$62,321$14,096*
Robeson Community CollegeLumberton$2,571$77,475$53,517$9,949*0.13
Stanly Community CollegeAlbemarle$2,672$76,008$62,543*
Carolinas College of Health SciencesCharlotte$19,095$75,471$60,940$24,499*0.32
Johnston Community CollegeSmithfield$2,657$74,366$59,248$13,167*0.18
Central Piedmont Community CollegeCharlotte$2,792$73,310$61,843$16,125*0.22
National Median$68,409$20,751*0.30
* Estimated from similar programs

Career Paths

Occupations commonly associated with registered nursing, nursing administration, nursing research and clinical nursing graduates

Nurse Anesthetists

Administer anesthesia, monitor patient's vital signs, and oversee patient recovery from anesthesia. May assist anesthesiologists, surgeons, other physicians, or dentists. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Nurse Midwives

Diagnose and coordinate all aspects of the birthing process, either independently or as part of a healthcare team. May provide well-woman gynecological care. Must have specialized, graduate nursing education.

$132,050/yrJobs growth:Master's degree

Nurse Practitioners

Diagnose and treat acute, episodic, or chronic illness, independently or as part of a healthcare team. May focus on health promotion and disease prevention. May order, perform, or interpret diagnostic tests such as lab work and x rays. May prescribe medication. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Medical and Health Services Managers

Plan, direct, or coordinate medical and health services in hospitals, clinics, managed care organizations, public health agencies, or similar organizations.

$117,960/yrJobs growth:Bachelor's degree

Registered Nurses

Assess patient health problems and needs, develop and implement nursing care plans, and maintain medical records. Administer nursing care to ill, injured, convalescent, or disabled patients. May advise patients on health maintenance and disease prevention or provide case management. Licensing or registration required.

$93,600/yrJobs growth:Bachelor's degree

Acute Care Nurses

Provide advanced nursing care for patients with acute conditions such as heart attacks, respiratory distress syndrome, or shock. May care for pre- and post-operative patients or perform advanced, invasive diagnostic or therapeutic procedures.

$93,600/yrJobs growth:Bachelor's degree

Advanced Practice Psychiatric Nurses

Assess, diagnose, and treat individuals and families with mental health or substance use disorders or the potential for such disorders. Apply therapeutic activities, including the prescription of medication, per state regulations, and the administration of psychotherapy.

$93,600/yrJobs growth:Bachelor's degree

Critical Care Nurses

Provide specialized nursing care for patients in critical or coronary care units.

$93,600/yrJobs growth:Bachelor's degree

Clinical Nurse Specialists

Direct nursing staff in the provision of patient care in a clinical practice setting, such as a hospital, hospice, clinic, or home. Ensure adherence to established clinical policies, protocols, regulations, and standards.

$93,600/yrJobs growth:Bachelor's degree

Nursing Instructors and Teachers, Postsecondary

Demonstrate and teach patient care in classroom and clinical units to nursing students. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carteret Community College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 20 graduates with reported earnings and 15 graduates with debt data. Small samples may not be representative.