Analysis
A debt-to-earnings ratio of 0.72 sits in uncomfortable territory for Social Sciences graduates. Peer programs nationally suggest first-year earnings around $37,500 against roughly $27,000 in debt—manageable on paper, but only if those figures hold true for Carthage specifically. The concerning element here is that neither earnings nor debt data are available for this program, meaning we're operating entirely on what similar Bachelor's programs produce elsewhere. That's a significant blind spot when you're writing a tuition check.
The broader Wisconsin landscape offers some perspective. Other Social Sciences programs in the state typically produce $35,000 in first-year earnings with $24,750 in debt, suggesting Carthage's estimated figures track reasonably with state norms. However, UW-River Falls demonstrates that Wisconsin graduates in this field can earn $42,000—about $5,000 more than the estimates here would suggest. That gap matters when you're calculating monthly loan payments against entry-level salaries in fields like nonprofit work, social services, or research assistance.
Without actual outcomes data, you're essentially betting that Carthage's program performs like the average Social Sciences degree nationally. That might be fine if your child has clear graduate school plans or specific career connections, but the estimated $37,500 salary leaves little room for error if those next steps don't materialize quickly.
Where Carthage College Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Social Sciences bachelors's programs at peer institutions in Wisconsin (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,500 | $37,459* | — | $26,975* | — | |
| $8,606 | $42,357* | — | —* | — | |
| $10,142 | $27,873* | — | $24,750* | 0.89 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carthage College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.