Analysis
A debt-to-earnings ratio of 0.19 signals manageable financing for this program, though the caveat is crucial: both the $56,000 earnings figure and $10,370 debt estimate come from national peer programs rather than Cecil's actual graduates. Fire protection associate's degrees nationally produce fairly consistent outcomes—$56,000 first-year earnings represents the national median, suggesting this field offers predictable entry points regardless of where you train. With seven schools offering this credential in Maryland, you're looking at a competitive market, though none report data publicly, making direct comparisons impossible.
The practical consideration here is whether this program serves as a stepping stone into municipal fire departments or private fire safety roles, where earnings can climb significantly with certifications and experience. An associate's degree often gets you in the door, but career advancement typically requires additional credentials. The estimated debt load is modest enough that it shouldn't constrain those next steps, assuming the earnings materialize as peer programs suggest.
The takeaway: If your student is committed to fire protection as a career path, the estimated debt burden is reasonable and the credential meets baseline requirements for the field. However, confirm directly with Cecil what proportion of graduates secure employment locally and whether the program includes the specific certifications Maryland fire departments require—those practical details matter more than national benchmarks when your child is investing two years and ten thousand dollars in a specialized credential.
Where Cecil College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,370 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cecil College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.