Analysis
With estimated first-year earnings around $36,000 and debt near $13,000, Cecil College's interdisciplinary associate's degree aligns closely with national norms for this credential—but that national picture itself deserves scrutiny. An interdisciplinary associate's is one of the broadest degrees available, and its outcomes depend heavily on how students apply it, whether they transfer to complete a bachelor's, and what local job market they enter. The 0.36 debt-to-earnings ratio sits in manageable territory, suggesting graduates could reasonably handle loan payments while establishing themselves professionally.
The challenge with interdisciplinary programs is their lack of direct career pathway. Unlike nursing or accounting degrees that point toward specific jobs, this credential serves more as academic scaffolding—valuable if your child has a clear plan for what comes next, whether that's transferring to a four-year school or entering a field where skills matter more than major. Maryland's job market around Cecil County includes healthcare support, logistics, and administrative roles where an associate's can provide entry, but advancement often requires additional credentials or experience.
If your child views this as a stepping stone toward a bachelor's degree, the modest debt load makes sense. If they plan to enter the workforce immediately, push them to articulate exactly what jobs they're targeting and whether this broad degree will actually open those doors better than a more specialized credential would.
Where Cecil College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,370 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cecil College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.