Analysis
An estimated $13,012 in debt for an associate's that typically yields $35,979 in first-year earnings puts this program near the national median for interdisciplinary studies—a debt-to-earnings ratio of 0.36 suggests manageable repayment, though these figures come from peer programs rather than Central Alabama's own graduates. With debt payments likely under $150 monthly on a standard plan, graduates earning around $36,000 should have breathing room, though not much margin for error.
The uncertainty here matters more than usual. Interdisciplinary studies programs vary wildly in what students actually study and which local employers value those skills. At other Alabama community colleges offering similar programs, first-year earnings range from about $34,000 to $38,000—a spread that might not sound dramatic but represents real differences in financial security for young graduates. The estimated $13,000 debt figure also comes from national data, while Alabama programs typically carry lower debt loads (around $9,600 median). If Central Alabama follows that state pattern, the financial picture improves.
For families considering this path, the key question is what comes next. Associate degrees in interdisciplinary studies often serve as stepping stones to bachelor's programs or provide flexible credentials for students with specific career plans. If your child has a clear transfer plan or knows which local employers hire these graduates, the modest estimated debt makes this a reasonable foundation. Without that clarity, you're betting on outcomes that may differ significantly from what similar programs suggest.
Where Central Alabama Community College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs in Alabama
Multi/Interdisciplinary Studies associates's programs at peer institutions in Alabama (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,040 | $35,979* | — | $13,012* | — | |
| $4,980 | $37,855* | — | —* | — | |
| $5,071 | $35,979* | — | $9,625* | 0.27 | |
| $5,280 | $34,306* | $21,114 | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Alabama Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in AL. Actual outcomes may vary.