Analysis
A debt-to-earnings ratio of 0.19 represents one of the stronger financial profiles you'll find in community college programs. With estimated first-year earnings around $56,000 against roughly $10,400 in debt—figures drawn from national peers in fire protection—graduates would need less than three months' salary to clear their student loans. That's a manageable starting point for entering public safety work.
The challenge is that fire protection is an intensely local field where hiring, certification requirements, and pay scales vary dramatically by department and municipality. Arizona has 13 programs competing for firefighter positions, and without reported outcomes from Central Arizona College or its state competitors, it's difficult to know whether this program connects effectively to fire departments in the Phoenix metro area or surrounding counties. The relatively low Pell enrollment suggests this isn't drawing heavily from students who need the fastest possible return on investment.
For parents, the question becomes whether this specific program has the relationships and training facilities that matter in fire hiring. Visit the campus, ask about certification pass rates, and find out which departments hire their graduates. The estimated debt load won't sink your child's finances, but in firefighting, credentials and connections determine who gets hired—and those details don't show up in the data.
Where Central Arizona College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,250 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Arizona College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.