Analysis
A debt-to-earnings ratio of 0.77 falls within manageable territory for health sciences graduates, though the picture here requires some context about Arkansas's healthcare job market. Peer programs nationally suggest first-year earnings around $35,000, which tracks closely with what University of Arkansas at Little Rock reports for its graduates ($35,746). That's notable given Central Baptist's smaller scale and faith-based mission. The estimated $27,000 in debt sits near national norms for similar programs, meaning graduates would face monthly payments around $300 on a standard repayment plan—roughly 10% of gross monthly income based on these estimates.
The challenge is that Arkansas health services programs show considerable variation, with outcomes ranging from just over $30,000 to nearly $36,000 in first-year earnings. Without actual data from Central Baptist's program specifically, parents are making decisions in a fog. The school serves a population where 42% receive Pell grants, which often correlates with stronger support systems for lower-income students, but you're still betting on estimates drawn from national patterns rather than this institution's track record.
If your child is committed to health services and values Central Baptist's environment, the estimated numbers don't suggest financial disaster. But press the school for placement rates, employer relationships, and where their graduates actually land. The difference between a medical office coordinator role and a clinical position could mean $10,000+ in earnings variation—information these broad estimates simply can't capture.
Where Central Baptist College Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs in Arkansas
Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Arkansas (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,680 | $35,279* | — | $27,000* | — | |
| $8,455 | $35,746* | $39,583 | $33,500* | 0.94 | |
| $7,754 | $30,586* | $46,751 | $23,251* | 0.76 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Baptist College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 156 similar programs. Actual outcomes may vary.