Liberal Arts and Sciences, General Studies and Humanities at Central College
Bachelor's Degree
central.eduAnalysis
Based on comparable programs across Iowa, this liberal arts degree comes with an estimated $27,000 in debt—exactly at the national median for this field—against first-year earnings around $40,400. That debt-to-earnings ratio of 0.67 sits in manageable territory, meaning graduates could theoretically pay off their loans in about eight months of gross income. However, the real question is whether Central College delivers value competitive with its Iowa peers.
Similar programs at Simpson and Luther Colleges show slightly higher earnings ($43,635 and $42,926 respectively), while the University of Iowa lands near Central's estimated figure at $40,791. What's less clear is whether Central's outcomes match these benchmarks or fall short—the suppressed data here means we're working with state averages rather than school-specific results. The 79% admission rate and modest SAT scores suggest Central may serve different students than some of these comparison schools, which could affect post-graduation trajectories in ways the estimates don't capture.
The practical takeaway: If your child is choosing Central specifically for its campus environment or fit, peer programs in Iowa suggest the financial picture shouldn't be alarming. But if they're deciding between Central and one of the schools with reported outcomes showing $41,000-$44,000 in first-year earnings, those few thousand dollars annually can matter significantly over a career. Push the admissions office for information about actual graduate outcomes—employment rates, graduate school placement, or employer connections—that could justify confidence in this investment despite the missing data.
Where Central College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Compare to Similar Programs in Iowa
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Iowa (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $20,988 | $40,400* | — | $27,000* | — | |
| $46,212 | $43,635* | — | $27,000* | 0.62 | |
| $50,320 | $42,926* | $46,160 | $27,000* | 0.63 | |
| $10,964 | $40,791* | $50,705 | $25,269* | 0.62 | |
| $9,728 | $40,009* | $35,027 | $26,400* | 0.66 | |
| $33,450 | $39,996* | $45,838 | $25,973* | 0.65 | |
| National Median | — | $36,340* | — | $27,000* | 0.74 |
Career Paths
Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in IA. Actual outcomes may vary.