Liberal Arts and Sciences, General Studies and Humanities at Central Lakes College-Brainerd
Associate's Degree
Analysis
Central Lakes College graduates start near the bottom for Minnesota liberal arts programs—25th percentile among in-state options—but the earnings trajectory tells a more interesting story. First-year earnings of $26,133 lag behind the state median of $32,000 by nearly $6,000, but by year four, graduates reach nearly $40,000, a 52% jump that's significantly better than typical growth for associate's degrees. The $12,000 debt load sits just below the state average, meaning graduates owe less than half their first-year salary, which is manageable even during those lean early years.
The real question is what drives that dramatic earnings increase. For liberal arts associates degrees—often used as transfer credentials or workforce entry points—this growth pattern could signal graduates moving into better positions or completing bachelor's degrees elsewhere. However, the gap between Central Lakes and top Minnesota performers like Winona State ($46,673) or even nearby community colleges like Century College ($38,376) remains substantial even after four years.
This program works best if you view it as a stepping stone rather than a destination. The low debt keeps options open, and the strong earnings growth suggests graduates aren't stuck in entry-level positions. But if your child plans to stop at the associate's level, understand they'll likely spend several years earning well below what peers at other Minnesota schools make right out of the gate.
Where Central Lakes College-Brainerd Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Central Lakes College-Brainerd graduates compare to all programs nationally
Central Lakes College-Brainerd graduates earn $26k, placing them in the 42th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Minnesota (39 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Central Lakes College-Brainerd | $26,133 | $39,836 | $12,000 | 0.46 |
| Winona State University | $46,673 | $48,881 | $13,062 | 0.28 |
| Inver Hills Community College | $41,906 | $41,419 | $14,575 | 0.35 |
| Riverland Community College | $38,856 | — | $15,375 | 0.40 |
| Century College | $38,376 | $42,912 | $14,264 | 0.37 |
| St Cloud Technical and Community College | $37,802 | $41,810 | $15,111 | 0.40 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Winona State University Winona | $10,498 | $46,673 | $13,062 |
| Inver Hills Community College Inver Grove Heights | $6,007 | $41,906 | $14,575 |
| Riverland Community College Austin | $6,250 | $38,856 | $15,375 |
| Century College White Bear Lake | $6,182 | $38,376 | $14,264 |
| St Cloud Technical and Community College Saint Cloud | $4,957 | $37,802 | $15,111 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Lakes College-Brainerd, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 95 graduates with reported earnings and 152 graduates with debt data. Small samples may not be representative.