Median Earnings (1yr)
$53,605
78th percentile (60th in MI)
Median Debt
$28,000
8% above national median
Debt-to-Earnings
0.52
Manageable
Sample Size
466
Adequate data

Analysis

Central Michigan University's business program punches above its weight nationally, landing in the 78th percentile for graduate earnings while keeping debt relatively low at $28,000. New graduates earn $53,605, which beats the national median for business programs by nearly $8,000 and sits comfortably above Michigan's state median of $50,550. The debt-to-earnings ratio of 0.52 is quite manageable—graduates can expect to pay off their loans in just over six months of gross earnings.

Within Michigan's competitive business education landscape, CMU holds its own in the middle tier. While it can't match powerhouses like University of Michigan ($93,674) or Michigan State ($71,253), it delivers solid value compared to in-state alternatives. The 21% earnings growth over four years shows graduates build momentum in their careers, reaching nearly $65,000 by their fourth year out.

For families seeking a business degree without breaking the bank, CMU offers a compelling middle path. The combination of strong national performance, reasonable debt levels, and steady career progression makes this a practical choice, especially for students who might not gain admission to Michigan's most elite programs but still want earnings that exceed national benchmarks.

Where Central Michigan University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Central Michigan UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Central Michigan University graduates earn $54k, placing them in the 78th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Business Administration, Management and Operations bachelors's programs at peer institutions in Michigan (40 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan University$53,605$64,881$28,0000.52
University of Michigan-Ann Arbor$93,674$116,095$19,0000.20
Michigan State University$71,253$79,719$23,2500.33
Oakland University$62,359$81,070$26,0000.42
Grand Valley State University$57,760$70,536$27,0000.47
University of Michigan-Dearborn$57,102$69,612$31,0000.54
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Michigan-Ann Arbor
Ann Arbor
$17,228$93,674$19,000
Michigan State University
East Lansing
$15,988$71,253$23,250
Oakland University
Rochester Hills
$14,694$62,359$26,000
Grand Valley State University
Allendale
$14,628$57,760$27,000
University of Michigan-Dearborn
Dearborn
$14,944$57,102$31,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 466 graduates with reported earnings and 458 graduates with debt data. Small samples may not be representative.