Fine and Studio Arts at Central Michigan University
Bachelor's Degree
Analysis
Central Michigan's fine arts program ranks in just the 5th percentile nationally for graduate earnings—but before concluding it's a poor choice, consider the tiny sample size (under 30 graduates). With numbers this small, a few graduates pursuing MFAs or gap years could dramatically skew the data downward. That said, the $18,117 first-year earnings figure is troubling if accurate, sitting well below both Michigan's state median ($23,786) and the national average ($24,742) for fine arts programs.
The 66% earnings jump to $30,139 by year four suggests graduates do find their footing, ultimately surpassing state and national benchmarks. The $31,000 debt load is higher than typical for Michigan fine arts programs ($27,250 median), but not dramatically so. What's most concerning is the timing: that 1.71 debt-to-earnings ratio means graduates face nearly two years of their initial salary in loans, which creates real financial pressure during precisely the years when artists are trying to establish themselves.
If your child is seriously committed to fine arts and Central Michigan offers other advantages—location, specific faculty, or scholarship aid—this program could work. But given these numbers rank near the bottom statewide, they should at minimum apply to higher-performing Michigan programs like U of M or Eastern Michigan as alternatives. And with such a small sample, trust the pattern more than any single data point.
Where Central Michigan University Stands
Earnings vs. debt across all fine and studio arts bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Central Michigan University graduates compare to all programs nationally
Central Michigan University graduates earn $18k, placing them in the 5th percentile of all fine and studio arts bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Fine and Studio Arts bachelors's programs at peer institutions in Michigan (29 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Central Michigan University | $18,117 | $30,139 | $31,000 | 1.71 |
| University of Michigan-Ann Arbor | $31,367 | $49,529 | $19,319 | 0.62 |
| Eastern Michigan University | $28,890 | $37,093 | $27,250 | 0.94 |
| Saginaw Valley State University | $28,289 | $23,773 | — | — |
| Ferris State University | $24,540 | $37,605 | $27,000 | 1.10 |
| Grand Valley State University | $24,135 | $31,984 | $27,000 | 1.12 |
| National Median | $24,742 | — | $25,295 | 1.02 |
Other Fine and Studio Arts Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Michigan-Ann Arbor Ann Arbor | $17,228 | $31,367 | $19,319 |
| Eastern Michigan University Ypsilanti | $15,510 | $28,890 | $27,250 |
| Saginaw Valley State University University Center | $12,240 | $28,289 | — |
| Ferris State University Big Rapids | $13,630 | $24,540 | $27,000 |
| Grand Valley State University Allendale | $14,628 | $24,135 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 28 graduates with debt data. Small samples may not be representative.