Median Earnings (1yr)
$37,408
55th percentile
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.72
Manageable
Sample Size
88
Adequate data

Analysis

Central Michigan's social sciences program shows something many parents don't expect from a liberal arts degree: strong earnings momentum that takes graduates from below-average to solidly middle-class within four years. That $37,400 starting salary jumps 41% to nearly $53,000 by year four, substantially outpacing the typical trajectory for this field. Among Michigan's social sciences programs, CMU ranks in the 60th percentile for earnings—a meaningful edge in a state where the median graduate in this major earns just under $33,000.

The financial setup is encouraging. With $27,000 in debt against first-year earnings of $37,400, graduates face a manageable 0.72 debt-to-earnings ratio. More importantly, that debt sits in the 25th percentile nationally—meaning three-quarters of social sciences programs leave students with heavier loan burdens. By year four, when earnings approach $53,000, the debt becomes quite manageable for most career paths.

The practical reality: this isn't a program for quick financial wins, but it builds a foundation that improves considerably with experience. For a student genuinely interested in social sciences who wants to stay in Michigan, CMU offers better-than-average outcomes at a lower debt cost than most alternatives. Just understand that patience matters—the real payoff comes several years out, not at graduation.

Where Central Michigan University Stands

Earnings vs. debt across all social sciences bachelors's programs nationally

Central Michigan UniversityOther social sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Central Michigan University graduates earn $37k, placing them in the 55th percentile of all social sciences bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Social Sciences bachelors's programs at peer institutions in Michigan (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan University$37,408$52,781$27,0000.72
Kalamazoo College$28,442$42,198$24,8210.87
National Median$36,279—$25,5000.70

Other Social Sciences Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kalamazoo College
Kalamazoo
$58,764$28,442$24,821

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 88 graduates with reported earnings and 105 graduates with debt data. Small samples may not be representative.