Median Earnings (1yr)
$45,225
76th percentile (60th in MI)
Median Debt
$29,000
12% above national median
Debt-to-Earnings
0.64
Manageable
Sample Size
87
Adequate data

Analysis

Central Michigan University's teacher education program commands above-average debt ($29,000 versus the national median of $26,000) but initially delivers solid returns—graduates start at $45,225, placing them in the 76th percentile nationally and comfortably above both state and national medians. The real concern emerges four years out: earnings drop 11% to $40,126, falling below even the state median. While teachers often see pay variations due to contract timing or employment gaps, this decline means graduates who start strong may find themselves earning less than peers from more affordable in-state options within a few years.

Within Michigan, this program sits solidly in the middle tier—earning more than half of state competitors initially but trailing the top programs like Wayne State ($47,939) and several private colleges by $2,000-$3,000 annually. That gap compounds over a career. The 0.64 debt-to-earnings ratio is manageable for year one, but worsens as earnings decline while debt obligations remain fixed.

The bottom line: CMU produces competitive first-year teachers, but the combination of higher-than-average debt and falling earnings suggests families should carefully compare costs. Michigan residents might find better long-term value at public alternatives with similar outcomes but lower debt, or at top-tier programs where higher initial earnings persist.

Where Central Michigan University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Central Michigan UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Michigan University graduates compare to all programs nationally

Central Michigan University graduates earn $45k, placing them in the 76th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Michigan (30 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Michigan University$45,225$40,126$29,0000.64
Wayne State University$47,939$41,706$31,0000.65
Alma College$45,983$41,720$29,0620.63
Cornerstone University$45,753$39,879$27,0000.59
Calvin University$45,751$42,024$19,5000.43
Aquinas College$45,713—$28,0000.61
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Wayne State University
Detroit
$14,297$47,939$31,000
Alma College
Alma
$47,430$45,983$29,062
Cornerstone University
Grand Rapids
$29,100$45,753$27,000
Calvin University
Grand Rapids
$38,670$45,751$19,500
Aquinas College
Grand Rapids
$38,520$45,713$28,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 87 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.