Analysis
A debt load around $10,370 for an associate's degree in fire protection represents a relatively manageable investment, especially when weighed against what similar programs produce nationally. Fire protection programs across the country typically generate first-year earnings around $56,000, and Central Oregon's estimated figures align with that national pattern. With a debt-to-earnings ratio of 0.19, graduates would theoretically need to dedicate less than one-fifth of their first year's income to pay off their loans—a favorable position compared to many other fields.
The challenge here is uncertainty. Because this program's actual outcomes aren't reported due to small graduate numbers, you're relying on national averages that may not reflect Central Oregon's specific employment connections or the local fire protection job market in Bend and surrounding areas. Oregon's median debt for fire protection programs runs higher at $16,419, though that's based on a mix of schools with varying outcomes. The lack of comparable reported data from Oregon schools makes it harder to gauge whether this program delivers the regional employment advantages that matter most in public safety careers.
For families comfortable with some ambiguity, the estimated numbers suggest reasonable risk—fire protection credentials typically lead to stable employment, and the debt burden appears light. However, contact the program directly to understand their graduate placement rates and relationships with local fire departments before committing.
Where Central Oregon Community College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,941 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Oregon Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.