Median Earnings (1yr)
$16,072
38th percentile (40th in TX)
Median Debt
$7,018
29% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
110
Adequate data

Analysis

Graduates from Central Texas Beauty College-Temple earn about $16,000 in their first year—roughly $2,500 less than the top cosmetology programs in Texas and trailing both state and national medians. With 151 cosmetology programs across Texas, this school lands squarely in the middle of the pack at the 40th percentile, meaning six out of ten comparable programs produce higher earnings. The modest $7,000 debt load offers some consolation, though it's worth noting that even the lowest-debt scenario here still means starting with a debt burden that equals nearly half your first-year income.

The 14% earnings growth over four years helps, pushing graduates to around $18,200, but this remains well below what alumni from Austin and Houston-area programs achieve right out of the gate. For a program serving predominantly lower-income students (61% receive Pell grants), these outcomes matter enormously—there's little margin for error when your starting salary barely clears $1,300 monthly before taxes.

If your child is set on cosmetology and Texas residency, the relatively low debt here makes this program viable, but not competitive. The state's top programs deliver 60-70% higher earnings with manageable debt increases. Temple's location may offer lower living costs than Austin, but that advantage doesn't offset the substantial earnings gap that persists even four years into graduates' careers.

Where Central Texas Beauty College-Temple Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Central Texas Beauty College-TempleOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Central Texas Beauty College-Temple graduates compare to all programs nationally

Central Texas Beauty College-Temple graduates earn $16k, placing them in the 38th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Cosmetology certificate's programs at peer institutions in Texas (151 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Central Texas Beauty College-Temple$16,072$18,243$7,0180.44
Paul Mitchell the School-Austin$26,824$28,868$10,4140.39
Champion Beauty College$26,736$19,014$10,2320.38
DuVall's School of Cosmetology$26,435$23,177$7,9170.30
Charles and Sues School of Hair Design$23,225$20,327$9,8330.42
Tint School of Makeup & Cosmetology$23,225$21,232$7,6980.33
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Paul Mitchell the School-Austin
Austin
—$26,824$10,414
Champion Beauty College
Houston
—$26,736$10,232
DuVall's School of Cosmetology
Bedford
—$26,435$7,917
Charles and Sues School of Hair Design
Bryan
—$23,225$9,833
Tint School of Makeup & Cosmetology
Irving
—$23,225$7,698

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Texas Beauty College-Temple, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 110 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.