Analysis
In Texas, where fire protection services are in steady demand across growing urban centers and industrial areas, Central Texas College's associate program offers an entry point into the field with an estimated debt load of around $10,370—modest enough to manage on typical firefighter salaries. Based on national data from similar programs, first-year earnings hover around $56,000, though this figure masks the reality that many fire departments require additional certifications and testing beyond the degree itself.
The estimated 0.19 debt-to-earnings ratio suggests manageable financial risk, particularly given that firefighting careers often come with strong benefits packages and pension systems that the salary figures alone don't capture. However, keep in mind that entry into many municipal fire departments involves competitive civil service exams and academy training that occur after degree completion, potentially delaying full employment. The credential itself may serve more as a foundation than a direct pipeline.
What matters most here is understanding your child's specific path: are they targeting departments that value or require this degree, or would they reach the same destination through EMT certification and academy training alone? The debt is low enough that the program won't close doors, but verify that it actually opens the ones your family is counting on in your target location.
Where Central Texas College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,150 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Texas College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.