Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) at Central Texas College
Associate's Degree
ctcd.eduAnalysis
Based on comparable HVAC programs nationally, this associate degree would carry roughly $12,000 in debt against first-year earnings around $41,400—a manageable 0.29 ratio that looks solid on paper. However, there's a significant disconnect worth understanding: Texas HVAC programs with reported outcomes show median earnings of just $22,800, nearly half the national figure Central Texas College's estimates are drawn from. Since we're working with national peer data rather than actual outcomes from this Killeen program, the real question is whether Central Texas College's graduates land closer to typical Texas outcomes or whether specific factors—location near Fort Hood, partnerships with local employers, curriculum focus—might justify expecting higher earnings.
The estimated debt level seems reasonable either way. At $12,000, it's well below the national median of $17,500 for HVAC programs, which matters considerably if earnings end up in that $22,800 range seen elsewhere in Texas. The trade-off between commercial and residential HVAC work, combined with Killeen's specific job market, likely plays a major role in determining actual graduate outcomes.
Your best move is contacting Central Texas College directly for their graduate employment data—where students work, typical starting wages, and which employers hire from the program. The difference between a $22,000 and $41,000 outcome isn't just significant; it fundamentally changes whether this investment makes sense.
Where Central Texas College Stands
Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates's programs nationally
Compare to Similar Programs in Texas
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) associates's programs at peer institutions in Texas (27 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,150 | $41,438* | — | $12,000* | — | |
| $4,920 | $22,822* | $23,764 | —* | — | |
| National Median | — | $41,438* | — | $17,500* | 0.42 |
Career Paths
Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Texas College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 36 similar programs. Actual outcomes may vary.