Analysis
The estimated $16,812 in debt here sits well above the $13,023 national median for interdisciplinary associate's programs, which matters because California community colleges typically carry minimal debt loads—often under $10,000. While first-year earnings of roughly $36,000 (based on national comparables) don't look terrible against the debt, the four-year jump to $51,576 reveals the real story: this degree appears to function as a stepping stone rather than a terminal credential, with earnings nearly doubling by year four as graduates likely transfer or gain additional credentials.
The challenge for parents is that interdisciplinary studies programs vary wildly in their purpose and outcomes. Some prepare students for specific transfer pathways to four-year schools, while others serve students cobbling together credits toward any degree. The higher-than-typical debt combined with modest starting pay suggests this particular program may not be optimized for immediate workforce entry. With 35% of students receiving Pell grants, many families here are stretching to cover even community college costs, making that $16,812 figure more significant than it might appear.
If your student plans to transfer and complete a bachelor's degree, this could work as an affordable foundation—but verify that the interdisciplinary credits will actually transfer to their target schools. If they're stopping at the associate's level, programs with clearer career pathways and lower debt loads would likely serve them better.
Where Cerritos College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Cerritos College | — | $51,576 | — |
| Thomas Edison State University | $58,827 | $80,459 | +37% |
| Central Carolina Technical College | $59,456 | $57,364 | -4% |
| Tri-County Technical College | $51,330 | $52,881 | +3% |
| Bluegrass Community and Technical College | $48,307 | $50,784 | +5% |
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $1,364 | $35,979* | $51,576 | $16,812 | — | |
| $5,715 | $59,456* | $57,364 | — | — | |
| $6,638 | $58,827* | $80,459 | $11,312 | 0.19 | |
| $4,448 | $51,330* | $52,881 | — | — | |
| $4,706 | $48,307* | $50,784 | $13,077 | 0.27 | |
| $5,044 | $45,236* | — | — | — | |
| National Median | — | $35,979* | — | $13,023 | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cerritos College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.