Median Earnings (1yr)
$23,532
25th percentile (40th in CA)
Median Debt
$6,625
29% below national median
Debt-to-Earnings
0.28
Manageable
Sample Size
34
Adequate data

Analysis

Chaffey College's undergraduate certificate in liberal arts produces graduates earning $23,532 one year out—nearly $4,000 below California's median for this credential and $3,500 below the national benchmark. Among California's 111 programs offering this certificate, Chaffey lands at the 40th percentile, meaning six in ten comparable programs deliver better outcomes. The state's strongest performers, like East Los Angeles College at $33,628, demonstrate earnings potential 40% higher than what Chaffey graduates typically see.

The relatively modest debt load of $6,625 keeps this from being a financial disaster—it's below both state and national medians, and the 0.28 debt-to-earnings ratio means graduates theoretically owe less than four months of their first-year salary. However, earning under $24,000 annually leaves little breathing room for any debt repayment, even amounts that look small on paper. For context, this income barely exceeds California's minimum wage earnings for full-time work.

This certificate makes sense primarily as a stepping stone toward further education rather than a standalone credential. If your student plans to transfer to a four-year program and just needs the certificate as an interim milestone, the low debt is manageable. But if they're counting on this credential alone to launch a career, the below-average earnings should prompt serious questions about whether staying enrolled is the right path.

Where Chaffey College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities certificate's programs nationally

Chaffey CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chaffey College graduates compare to all programs nationally

Chaffey College graduates earn $24k, placing them in the 25th percentile of all liberal arts and sciences, general studies and humanities certificate programs nationally.

Compare to Similar Programs in California

Liberal Arts and Sciences, General Studies and Humanities certificate's programs at peer institutions in California (111 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chaffey College$23,532—$6,6250.28
East Los Angeles College$33,628$41,868$5,7010.17
San Diego Mesa College$33,015$35,843$6,1250.19
San Diego City College$32,438$37,781$7,9350.24
San Diego Miramar College$31,804$43,527$6,5000.20
Santiago Canyon College$31,050$42,978$5,5000.18
National Median$27,024—$9,3750.35

Other Liberal Arts and Sciences, General Studies and Humanities Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
East Los Angeles College
Monterey Park
$1,238$33,628$5,701
San Diego Mesa College
San Diego
$1,150$33,015$6,125
San Diego City College
San Diego
$1,150$32,438$7,935
San Diego Miramar College
San Diego
$1,150$31,804$6,500
Santiago Canyon College
Orange
$1,164$31,050$5,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chaffey College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 97 graduates with debt data. Small samples may not be representative.