Analysis
Chapman's Cognitive Science bachelor's appears positioned right at the middle of what's typical. Similar programs across California produce first-year earnings around $41,000, exactly where this program's peer-based estimate lands. With projected debt of $18,000, the debt-to-earnings ratio of 0.44 is manageable—well below the concerning 1.0 threshold where annual debt equals annual earnings. Nationally, Cognitive Science bachelor's programs cluster tightly around these same figures, suggesting this interdisciplinary field delivers fairly consistent early-career outcomes regardless of institution.
What's worth noting is the gap between Chapman and California's top-tier programs. Berkeley's Cognitive Science graduates earn 57% more in their first year, while Stanford's command nearly triple Chapman's estimated figure. This reflects both institutional prestige and geographic concentration—many of these graduates likely flow into Bay Area tech roles where cognitive science skills command premium compensation. Chapman's Orange County location offers different industry access, which may explain outcomes closer to the state median.
For a family considering this program, the estimated $18,000 debt burden shouldn't derail other financial planning. That's roughly half of first-year earnings, creating breathing room for loan repayment while establishing career footing. However, the estimates here mean you won't know this specific program's track record until your student becomes part of it. If the interdisciplinary appeal of Cognitive Science specifically draws your child to Chapman, these peer-program figures suggest reasonable risk, but understand you're making that investment without school-specific outcome data.
Where Chapman University Stands
Earnings vs. debt across all cognitive science bachelors's programs nationally
Compare to Similar Programs in California
Cognitive Science bachelors's programs at peer institutions in California (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $62,784 | $41,091* | — | $18,000* | — | |
| $62,484 | $105,695* | — | $8,055* | 0.08 | |
| $14,850 | $64,559* | $91,715 | $13,950* | 0.22 | |
| $13,747 | $53,962* | $62,158 | $13,000* | 0.24 | |
| $15,247 | $42,342* | — | $15,000* | 0.35 | |
| $15,265 | $39,839* | $67,751 | $17,481* | 0.44 | |
| National Median | — | $41,362* | — | $17,750* | 0.43 |
Career Paths
Occupations commonly associated with cognitive science graduates
Natural Sciences Managers
Clinical Research Coordinators
Community and Social Service Specialists, All Other
Directors, Religious Activities and Education
Religious Workers, All Other
Postsecondary Teachers, All Other
Self-Enrichment Teachers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chapman University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in CA. Actual outcomes may vary.