Est. Earnings (1yr)
$86,555
Est. from CT median (15 programs)
Est. Median Debt
$27,000
Est. from CT median (8 programs)

Analysis

Charter Oak State College's nursing program sits in Connecticut's competitive healthcare education market, where peer BSN programs typically produce first-year earnings around $86,555—well above the national median of $74,888. The estimated $27,000 in debt aligns with both state and national norms for nursing degrees, creating a debt-to-earnings ratio of 0.31 that makes the financial math straightforward: graduates at comparable programs can expect to earn more than three times their debt in the first year alone.

The challenge is knowing where Charter Oak specifically falls within Connecticut's range. The state's top performers—Hartford, Fairfield, Sacred Heart—report graduates earning $90,000 to $106,000 annually, suggesting significant variation in outcomes even within nursing's generally strong job market. As an online, competency-based institution serving adult learners (38% receive Pell grants), Charter Oak attracts students whose prior healthcare experience might command higher starting salaries, though this isn't guaranteed. The flexibility matters for working nurses seeking to advance, but employment outcomes remain opaque.

The core value proposition holds: nursing remains one of the most reliable pathways to middle-class earnings, and $27,000 in debt for a BSN represents a manageable investment. But without knowing whether Charter Oak's graduates land closer to the state median or lag behind it, families are essentially betting that the program's convenience doesn't come at the cost of career advancement.

Where Charter Oak State College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Compare to Similar Programs in Connecticut

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Connecticut (17 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Charter Oak State CollegeNew Britain$8,506$86,555*$27,000*
University of HartfordWest Hartford$47,647$106,348*$98,736$26,062*0.25
Fairfield UniversityFairfield$56,360$91,418*$89,845$27,000*0.30
Sacred Heart UniversityFairfield$48,460$90,830*$87,679$27,000*0.30
University of BridgeportBridgeport$35,760$89,752*$31,000*0.35
Goodwin UniversityEast Hartford$21,198$89,747*$88,131$48,455*0.54
National Median$74,888*$27,000*0.36
* Estimated from similar programs

Career Paths

Occupations commonly associated with registered nursing, nursing administration, nursing research and clinical nursing graduates

Nurse Anesthetists

Administer anesthesia, monitor patient's vital signs, and oversee patient recovery from anesthesia. May assist anesthesiologists, surgeons, other physicians, or dentists. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Nurse Midwives

Diagnose and coordinate all aspects of the birthing process, either independently or as part of a healthcare team. May provide well-woman gynecological care. Must have specialized, graduate nursing education.

$132,050/yrJobs growth:Master's degree

Nurse Practitioners

Diagnose and treat acute, episodic, or chronic illness, independently or as part of a healthcare team. May focus on health promotion and disease prevention. May order, perform, or interpret diagnostic tests such as lab work and x rays. May prescribe medication. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Medical and Health Services Managers

Plan, direct, or coordinate medical and health services in hospitals, clinics, managed care organizations, public health agencies, or similar organizations.

$117,960/yrJobs growth:Bachelor's degree

Registered Nurses

Assess patient health problems and needs, develop and implement nursing care plans, and maintain medical records. Administer nursing care to ill, injured, convalescent, or disabled patients. May advise patients on health maintenance and disease prevention or provide case management. Licensing or registration required.

$93,600/yrJobs growth:Bachelor's degree

Acute Care Nurses

Provide advanced nursing care for patients with acute conditions such as heart attacks, respiratory distress syndrome, or shock. May care for pre- and post-operative patients or perform advanced, invasive diagnostic or therapeutic procedures.

$93,600/yrJobs growth:Bachelor's degree

Advanced Practice Psychiatric Nurses

Assess, diagnose, and treat individuals and families with mental health or substance use disorders or the potential for such disorders. Apply therapeutic activities, including the prescription of medication, per state regulations, and the administration of psychotherapy.

$93,600/yrJobs growth:Bachelor's degree

Critical Care Nurses

Provide specialized nursing care for patients in critical or coronary care units.

$93,600/yrJobs growth:Bachelor's degree

Clinical Nurse Specialists

Direct nursing staff in the provision of patient care in a clinical practice setting, such as a hospital, hospice, clinic, or home. Ensure adherence to established clinical policies, protocols, regulations, and standards.

$93,600/yrJobs growth:Bachelor's degree

Nursing Instructors and Teachers, Postsecondary

Demonstrate and teach patient care in classroom and clinical units to nursing students. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Charter Oak State College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 15 similar programs in CT. Actual outcomes may vary.