Analysis
Physics programs in Pennsylvania vary dramatically in their outcomes, with the state median reaching $68,215—more than $20,000 above the national benchmark. Chatham's program, based on what we see from comparable Physics bachelor's programs nationally, suggests first-year earnings around $47,670. That's solidly in line with the national median but falls well short of what similar programs across Pennsylvania typically produce. This gap matters when you're looking at regional job markets where your child will likely compete against graduates from Penn State, Pitt, and other Pennsylvania physics programs.
The estimated debt load of $23,120 translates to a manageable 0.49 debt-to-earnings ratio—meaning your child would owe about half their first year's salary. That's reasonable by national standards and better than many STEM programs. However, the real challenge here isn't affordability in isolation; it's whether this particular program positions graduates to capture the stronger earnings that Pennsylvania's physics job market clearly supports. With peer programs in the state producing median earnings 43% higher, you're looking at a potential $20,000 annual opportunity cost that compounds over a career.
The small sample size preventing actual data publication could signal limited program size, which might mean fewer internship connections or alumni networks in Pittsburgh's research and tech sectors. Before committing, push Chatham hard on graduate placement specifics—where do their physics majors actually land, and at what starting salaries?
Where Chatham University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Physics bachelors's programs at peer institutions in Pennsylvania (48 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,810 | $47,670* | — | $23,120* | — | |
| $66,104 | $68,215* | — | —* | — | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chatham University, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.