Median Earnings (1yr)
$50,437
77th percentile (80th in TN)
Median Debt
$20,029
35% above national median
Debt-to-Earnings
0.40
Manageable
Sample Size
32
Adequate data

Analysis

Chattanooga College delivers standout earnings outcomes that place it among Tennessee's top practical nursing programs, but the value comes with higher-than-typical debt. Graduates here earn $50,437 in their first year—substantially more than Tennessee's median of $39,477 and ranking in the 80th percentile statewide. That's nearly $11,000 more annually than the typical Tennessee LPN program, which translates to real purchasing power.

The tradeoff is debt: at $20,029, borrowing runs about double Tennessee's median, though this remains reasonable given the earning potential. The debt-to-earnings ratio of 0.40 means graduates should be able to manage these loans comfortably, particularly in healthcare where job stability tends to be strong. The school serves predominantly low-income students (90% receive Pell grants), so higher borrowing may reflect students financing not just tuition but living expenses during an intensive program.

For families weighing this program, the key question is whether the $11,000 annual earnings premium justifies borrowing roughly $10,500 more than at typical Tennessee programs. The payback timeline looks favorable—graduates could theoretically recoup that extra debt in their first year through higher earnings. Among the state's top five LPN programs, only TCAT Nashville edges out Chattanooga College on earnings, making this a competitive choice despite the debt premium.

Where Chattanooga College Medical Dental and & Technical Careers Stands

Earnings vs. debt across all practical nursing, vocational nursing and nursing assistants certificate's programs nationally

Chattanooga College Medical Dental and & Technical CareersOther practical nursing, vocational nursing and nursing assistants programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Chattanooga College Medical Dental and & Technical Careers graduates compare to all programs nationally

Chattanooga College Medical Dental and & Technical Careers graduates earn $50k, placing them in the 77th percentile of all practical nursing, vocational nursing and nursing assistants certificate programs nationally.

Compare to Similar Programs in Tennessee

Practical Nursing, Vocational Nursing and Nursing Assistants certificate's programs at peer institutions in Tennessee (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Chattanooga College Medical Dental and & Technical Careers$50,437—$20,0290.40
Tennessee College of Applied Technology Nashville$51,085$52,292$19,9660.39
TCAT Athens$46,871$38,918$9,9250.21
Tennessee College of Applied Technology-Hartsville$46,390—$5,8460.13
Tennessee College of Applied Technology-Upper Cumberland$44,915—$6,3980.14
Tennessee College of Applied Technology-Memphis$44,669—$14,0400.31
National Median$44,134—$14,8030.34

Other Practical Nursing, Vocational Nursing and Nursing Assistants Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee College of Applied Technology Nashville
Nashville
—$51,085$19,966
TCAT Athens
Athens
—$46,871$9,925
Tennessee College of Applied Technology-Hartsville
Hartsville
—$46,390$5,846
Tennessee College of Applied Technology-Upper Cumberland
Crossville
—$44,915$6,398
Tennessee College of Applied Technology-Memphis
Memphis
—$44,669$14,040

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Chattanooga College Medical Dental and & Technical Careers, approximately 90% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 39 graduates with debt data. Small samples may not be representative.