Analysis
A debt-to-earnings ratio of 0.36 suggests manageable borrowing, but here's what matters more: both figures come from national medians across similar associate programs, not from tracking where Chippewa Valley's actual graduates end up. With 258 schools nationally offering interdisciplinary associate degrees, outcomes vary dramatically based on what students actually study within these broad frameworks and which local employers recognize the credential. The $36,000 first-year earnings estimate aligns with national norms for two-year interdisciplinary programs, but this average masks students who parlayed focused skill development into decent-paying technical roles and others who found their generalist degree offered little traction in competitive job markets.
The fundamental challenge with interdisciplinary programs is that they're defined more by what they're not than what they are—students blend courses from multiple fields rather than building deep expertise in one. For some career paths, particularly those requiring specific technical certifications or licenses, this flexibility becomes a liability. For students who know exactly how to package their diverse coursework—say, combining business fundamentals with communications for a marketing coordinator role—the breadth can work. But without that strategic vision, families are betting roughly $13,000 that a generalist credential will compete effectively against candidates with focused training, a wager whose odds we simply cannot assess from peer-program estimates alone.
Where Chippewa Valley Technical College Stands
Earnings vs. debt across all multi/interdisciplinary studies associates's programs nationally
Compare to Similar Programs Nationally
Multi/Interdisciplinary Studies associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,724 | $35,979* | — | $13,012* | — | |
| $5,715 | $59,456* | $57,364 | —* | — | |
| $6,638 | $58,827* | $80,459 | $11,312* | 0.19 | |
| $4,448 | $51,330* | $52,881 | —* | — | |
| $4,706 | $48,307* | $50,784 | $13,077* | 0.27 | |
| $5,044 | $45,236* | — | —* | — | |
| National Median | — | $35,979* | — | $13,023* | 0.36 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chippewa Valley Technical College, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 29 similar programs. Actual outcomes may vary.