Analysis
A debt-to-earnings ratio of 0.19 looks remarkably manageable on paper, but it's important to understand what you're working with here: both the $56,000 first-year earnings figure and the $10,370 debt estimate come from national peer programs, not from tracking Cisco College's actual fire protection graduates. With only 27 fire protection programs across Texas and none reporting verified outcomes, you're essentially making an educated guess about what this particular pathway might yield.
That said, the national benchmark of $56,000 for associate-level fire protection programs suggests this field generally offers decent earning potential relative to the credential level. If Cisco's program performs anywhere near that median, the estimated debt load would be paid down relatively quickly. The real question is whether this specific program connects students to fire departments and emergency services employers in the region—something completion rates and job placement data (if available directly from the school) would illuminate better than these borrowed figures can.
For a two-year degree, fire protection typically offers clearer career pathways than many associate programs, but you're buying into that prospect without concrete evidence that Cisco's graduates achieve the national norm. Ask the school directly about graduate outcomes, partnerships with local fire departments, and whether their curriculum meets Texas Commission on Fire Protection certification requirements before committing.
Where Cisco College Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,110 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cisco College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.