Analysis
A $36,000 first-year salary—what similar Geography programs in New York typically produce—against $25,000 in estimated debt creates a manageable starting point, though the numbers tell only part of the story at a selective liberal arts college like Colgate. The debt-to-earnings ratio of 0.69 suggests graduates could reasonably handle their loans, and this aligns closely with both state and national patterns for Geography majors. What's less clear is whether Colgate's highly selective admissions (12% acceptance rate, 1480 average SAT) translate into better career outcomes than these peer-program estimates suggest.
The challenge here is that we're comparing Colgate—a prestigious private institution with just 13% of students on Pell grants—to state estimates that include large public universities like Buffalo and Binghamton, where reported Geography earnings range from $29,000 to $40,000. Colgate's network and reputation may well position graduates differently, but without actual outcome data, you're essentially paying private school tuition and taking on typical liberal arts debt while hoping the institutional advantage materializes in ways these estimates can't capture.
For families considering full-pay attendance, this uncertainty matters. If your child qualifies for significant financial aid that brings debt below $25,000, the fundamentals look solid enough. But if borrowing approaches or exceeds this estimate, recognize you're making a bet on Colgate's premium translating to outcomes better than what comparable Geography programs deliver—a bet the available data can't validate.
Where Colgate University Stands
Earnings vs. debt across all geography and cartography bachelors's programs nationally
Compare to Similar Programs in New York
Geography and Cartography bachelors's programs at peer institutions in New York (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $67,024 | $36,271* | — | $25,000* | — | |
| $10,363 | $40,434* | $53,830 | $20,596* | 0.51 | |
| $8,812 | $38,784* | — | $20,500* | 0.53 | |
| $8,966 | $33,758* | — | $14,575* | 0.43 | |
| $10,782 | $29,390* | $39,206 | $24,255* | 0.83 | |
| National Median | — | $38,726* | — | $22,657* | 0.59 |
Career Paths
Occupations commonly associated with geography and cartography graduates
Geographers
Geography Teachers, Postsecondary
Cartographers and Photogrammetrists
Surveying and Mapping Technicians
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Colgate University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in NY. Actual outcomes may vary.