Median Earnings (1yr)
$16,082
38th percentile
Median Debt
$11,200
14% above national median
Debt-to-Earnings
0.70
Manageable
Sample Size
156
Adequate data

Analysis

COLLECTIV Academy-Cranston produces cosmetology graduates who start modestly but show something unusual in this field: meaningful income growth. First-year earnings of $16,082 climb to $20,701 by year four—a 29% increase that outpaces the typical trajectory for beauty professionals. While the starting salary sits slightly below both state and national medians, graduates appear to build client bases and skills that translate into better earnings over time.

The $11,200 debt load is reasonable for the field and manageable given the earnings progression. At 70% of first-year income, it's neither negligible nor crushing—particularly as earnings improve. Within Rhode Island's small cosmetology market (just three programs), COLLECTIV sits in the middle, trailing Empire Beauty School-Warwick but performing comparably to Paul Mitchell. The school serves a substantial population of Pell-eligible students, suggesting it provides accessible training for lower-income Rhode Islanders looking to enter the beauty industry.

For parents evaluating this program, the key question is whether their child has the drive to build a clientele over time. This isn't a quick-earnings path—the first year will be financially tight—but graduates who stick with it see their income grow in a field where that's relatively uncommon. If your child is serious about cosmetology as a career and willing to weather lean early years, the numbers suggest a viable investment.

Where COLLECTIV Academy-Cranston Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

COLLECTIV Academy-CranstonOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How COLLECTIV Academy-Cranston graduates compare to all programs nationally

COLLECTIV Academy-Cranston graduates earn $16k, placing them in the 38th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Rhode Island

Cosmetology certificate's programs at peer institutions in Rhode Island (3 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
COLLECTIV Academy-Cranston$16,082$20,701$11,2000.70
Empire Beauty School-Warwick$18,639$20,245$13,8490.74
Paul Mitchell the School-Rhode Island$16,464$22,368$12,0000.73
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Rhode Island

Compare tuition, earnings, and debt across Rhode Island schools

SchoolIn-State TuitionEarnings (1yr)Debt
Empire Beauty School-Warwick
Providence
—$18,639$13,849
Paul Mitchell the School-Rhode Island
Cranston
—$16,464$12,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At COLLECTIV Academy-Cranston, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 156 graduates with reported earnings and 166 graduates with debt data. Small samples may not be representative.