Analysis
In California's competitive fire protection market, where similar certificate programs typically see first-year earnings around $48,500, this program's estimated $47,000 outcome sits slightly below the state norm but remains within striking distance. What matters more here is the estimated debt load of $9,557—substantially lower than the $15,000 state median for fire protection certificates. That 0.20 debt-to-earnings ratio suggests graduates could reasonably pay off their loans within a few months of work, assuming they secure positions in the field.
The challenge is uncertainty. With both earnings and debt estimated from peer programs rather than actual College of San Mateo outcomes, you're essentially betting that this school's performance mirrors national patterns. Fire protection is generally a stable career path with clear hiring pipelines, which reduces some risk. However, comparable California programs show a range: Modesto Junior College graduates earn about $50,000 while Santa Ana College sits closer to $46,600. Where College of San Mateo falls within that spectrum remains unclear.
The low estimated debt makes this a relatively affordable gamble if your child is committed to firefighting. But verify whether local fire departments specifically recruit from College of San Mateo, and confirm what actual graduates are earning—the school should have placement data even if the federal government can't publish it.
Where College of San Mateo Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs in California
Fire Protection certificate's programs at peer institutions in California (58 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,332 | $47,024* | — | $9,557* | — | |
| $1,270 | $50,364* | — | —* | — | |
| $1,180 | $46,660* | — | $15,000* | 0.32 | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At College of San Mateo, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.