Median Earnings (1yr)
$19,962
75th percentile (60th in NC)
Median Debt
$16,500
67% above national median
Debt-to-Earnings
0.83
Manageable
Sample Size
48
Adequate data

Analysis

College of Wilmington's cosmetology program graduates earn nearly $20,000 within a year—that's $3,000 above the national median and places it in the 60th percentile among North Carolina's 75 cosmetology programs. The debt picture is especially notable here: at $16,500, it's higher than the state median but still represents less than a year's earnings, with a debt-to-earnings ratio of 0.83. Only 5% of cosmetology programs nationwide leave students with less debt burden relative to their income.

The challenge is what happens after graduation. Earnings stay essentially flat at around $19,700 four years out, which is typical for cosmetology where income depends more on building a client base and chair rental arrangements than career progression. Those top-performing NC programs like Gaston College ($27,000) and Central Carolina Community College ($24,000) show there's a higher ceiling in the state, but they may benefit from stronger local markets or different program structures.

For a family considering this program, the math is straightforward: your child would owe less than one year's salary in a field where earnings are immediate and relatively stable. The 59% Pell Grant population suggests this school successfully serves students who need career training quickly. If your child is committed to cosmetology and plans to stay in the Wilmington area where they can build clientele, this represents a reasonable entry point with manageable debt.

Where College of Wilmington Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

College of WilmingtonOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How College of Wilmington graduates compare to all programs nationally

College of Wilmington graduates earn $20k, placing them in the 75th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Cosmetology certificate's programs at peer institutions in North Carolina (75 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
College of Wilmington$19,962$19,699$16,5000.83
Gaston College$27,008
Central Carolina Community College$24,101$23,264$12,1670.50
Wake Technical Community College$23,286$7,6930.33
Rowan-Cabarrus Community College$22,578$22,811$16,5000.73
Aveda Institute-Chapel Hill$21,826$27,243$11,5830.53
National Median$17,113$9,8620.58

Other Cosmetology Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Gaston College
Dallas
$3,186$27,008
Central Carolina Community College
Sanford
$2,554$24,101$12,167
Wake Technical Community College
Raleigh
$2,336$23,286$7,693
Rowan-Cabarrus Community College
Salisbury
$2,064$22,578$16,500
Aveda Institute-Chapel Hill
Chapel Hill
$21,826$11,583

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At College of Wilmington, approximately 59% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 48 graduates with reported earnings and 52 graduates with debt data. Small samples may not be representative.