Median Earnings (1yr)
$39,106
95th percentile
Median Debt
$40,475
60% above national median

Analysis

Colorado Christian University's Bible/Biblical Studies associate program commands a premium price—at $40,475, it carries 60% more debt than the typical program nationally and sits in the 95th percentile for debt burden. However, graduates earn $39,106 their first year, which represents the top 5% nationally for this degree and significantly outpaces the $30,154 national median. That's a meaningful difference: nearly $9,000 more per year than peers from other programs.

The debt-to-earnings ratio of 1.04 means graduates owe roughly their entire first year's salary, which is manageable but not ideal. For context, this program is the only associate-level Bible studies option in Colorado, making direct in-state comparisons impossible. The moderate sample size (30-100 graduates) suggests consistent but limited program size, which can mean more personalized attention but less historical data to evaluate long-term patterns.

For parents, the calculation hinges on whether the earnings premium justifies the higher debt load. If your child plans to work in ministry or Christian education immediately after this two-year degree—fields where even modest earnings advantages compound over time—the strong earning outcomes could offset the above-average borrowing. But if they intend to continue to a bachelor's degree, accumulating $40K in debt before junior year creates financial pressure that might limit future educational choices.

Where Colorado Christian University Stands

Earnings vs. debt across all bible/biblical studies associates's programs nationally

Earnings Distribution

How Colorado Christian University graduates compare to all programs nationally

Compare to Similar Programs Nationally

Bible/Biblical Studies associates's programs at top institutions nationally

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Colorado Christian UniversityLakewood$39,266$39,106$40,4751.04
Nelson UniversityWaxahachie$18,610$34,645$40,810$27,0000.78
Lancaster Bible CollegeLancaster$29,990$25,662$20,4530.80
Elim Bible Institute and CollegeLima$10,480$18,339$11,9980.65
National Median$30,154$25,3050.84

Career Paths

Occupations commonly associated with bible/biblical studies graduates

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Directors, Religious Activities and Education

Coordinate or design programs and conduct outreach to promote the religious education or activities of a denominational group. May provide counseling, guidance, and leadership relative to marital, health, financial, and religious problems.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Colorado Christian University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 31 graduates with reported earnings and 69 graduates with debt data. Small samples may not be representative.