Analysis
A debt-to-earnings ratio of 0.56 suggests manageable student loan payments, but the challenge with this program lies in what we don't know. Because Columbia College's graduate cohort is too small for the Department of Education to publish outcomes, we're working with national benchmarks showing $45,265 in first-year earnings—figures that may not reflect this specific school's results. What we do know is that Missouri's entrepreneurship programs show significant variation: Saint Louis University graduates report earning $57,411, while Missouri State comes in at $39,840, suggesting that school selection matters considerably in this field.
The estimated $25,396 debt load is close to national norms for entrepreneurship degrees, and for a field where many graduates may pursue their own ventures rather than traditional employment, the debt burden isn't crushing. However, entrepreneurship outcomes are notoriously variable—success depends heavily on individual business ventures, market conditions, and the specific networks and support systems a program provides. With 44% of students receiving Pell grants, Columbia College serves a financially diverse population, making predictable earnings particularly important for debt repayment.
Without actual graduate outcomes, you're essentially betting on Columbia College's program quality relative to national averages. If your child is committed to entrepreneurship, investigate what distinguishes this program: mentorship quality, local business connections in Columbia, and startup support resources. The financial framework looks reasonable on paper, but in a field this variable, the intangibles may matter more than the estimates suggest.
Where Columbia College Stands
Earnings vs. debt across all entrepreneurial and small business operations bachelors's programs nationally
Compare to Similar Programs in Missouri
Entrepreneurial and Small Business Operations bachelors's programs at peer institutions in Missouri (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $24,326 | $45,265* | — | $25,396* | — | |
| $53,244 | $57,411* | — | $25,000* | 0.44 | |
| $9,024 | $39,840* | — | $21,750* | 0.55 | |
| National Median | — | $45,265* | — | $24,125* | 0.53 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Columbia College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 67 similar programs. Actual outcomes may vary.