Analysis
At $49,890, the estimated first-year earnings for this International Business degree trail significantly behind Minnesota's median of $64,978 for the same credential. That's a $15,000 gap compared to what comparable programs in the state typically deliver—roughly 23% lower than peer schools like the University of Minnesota-Twin Cities. Given that International Business programs operate in the same competitive job market, this suggests Concordia's graduates may face challenges securing the higher-paying corporate positions that often justify this major.
The estimated $25,000 in debt sits slightly above the national median for International Business programs but is manageable relative to the earnings—a 0.50 ratio means roughly half of first-year income would cover the debt. Still, when you're earning $15,000 less than peers from other Minnesota programs while carrying slightly more debt, the financial picture becomes tighter. You're essentially starting with both lower earnings and higher debt than the state norm.
For parents weighing this investment, the key question is whether Concordia's smaller size and liberal arts environment justify accepting lower earnings potential than larger Minnesota programs offer. The 63% admission rate and mid-range SAT scores suggest this isn't a highly selective program that would command premium outcomes. If your child is set on International Business and gets significant merit aid to reduce that debt estimate, Concordia could work—but otherwise, exploring programs at schools closer to that $65,000 Minnesota median makes financial sense.
Where Concordia College at Moorhead Stands
Earnings vs. debt across all international business bachelors's programs nationally
Compare to Similar Programs in Minnesota
International Business bachelors's programs at peer institutions in Minnesota (14 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,020 | $49,890* | — | $25,000* | — | |
| $16,488 | $64,978* | — | $19,600* | 0.30 | |
| National Median | — | $49,890* | — | $23,472* | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.