Est. Earnings (1yr)
$49,890
Est. from national median (103 programs)
Est. Median Debt
$25,000
Est. from national median (33 programs)

Analysis

At $49,890, the estimated first-year earnings for this International Business degree trail significantly behind Minnesota's median of $64,978 for the same credential. That's a $15,000 gap compared to what comparable programs in the state typically deliver—roughly 23% lower than peer schools like the University of Minnesota-Twin Cities. Given that International Business programs operate in the same competitive job market, this suggests Concordia's graduates may face challenges securing the higher-paying corporate positions that often justify this major.

The estimated $25,000 in debt sits slightly above the national median for International Business programs but is manageable relative to the earnings—a 0.50 ratio means roughly half of first-year income would cover the debt. Still, when you're earning $15,000 less than peers from other Minnesota programs while carrying slightly more debt, the financial picture becomes tighter. You're essentially starting with both lower earnings and higher debt than the state norm.

For parents weighing this investment, the key question is whether Concordia's smaller size and liberal arts environment justify accepting lower earnings potential than larger Minnesota programs offer. The 63% admission rate and mid-range SAT scores suggest this isn't a highly selective program that would command premium outcomes. If your child is set on International Business and gets significant merit aid to reduce that debt estimate, Concordia could work—but otherwise, exploring programs at schools closer to that $65,000 Minnesota median makes financial sense.

Where Concordia College at Moorhead Stands

Earnings vs. debt across all international business bachelors's programs nationally

Compare to Similar Programs in Minnesota

International Business bachelors's programs at peer institutions in Minnesota (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Concordia College at MoorheadMoorhead$30,020$49,890*$25,000*
University of Minnesota-Twin CitiesMinneapolis$16,488$64,978*$19,600*0.30
National Median$49,890*$23,472*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with international business graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Business Operations Specialists, All Other

All business operations specialists not listed separately.

Business Continuity Planners

Develop, maintain, or implement business continuity and disaster recovery strategies and solutions, including risk assessments, business impact analyses, strategy selection, and documentation of business continuity and disaster recovery procedures. Plan, conduct, and debrief regular mock-disaster exercises to test the adequacy of existing plans and strategies, updating procedures and plans regularly. Act as a coordinator for continuity efforts after a disruption event.

Sustainability Specialists

Address organizational sustainability issues, such as waste stream management, green building practices, and green procurement plans.

Online Merchants

Conduct retail activities of businesses operating exclusively online. May perform duties such as preparing business strategies, buying merchandise, managing inventory, implementing marketing activities, fulfilling and shipping online orders, and balancing financial records.

Security Management Specialists

Conduct security assessments for organizations, and design security systems and processes. May specialize in areas such as physical security or the safety of employees and facilities.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 103 similar programs. Actual outcomes may vary.