Analysis
The estimated $27,000 debt load for a bachelor's in social sciences at Concordia College sits just above the national median, while earnings projections based on comparable programs suggest first-year income around $37,500—considerably below what Minnesota's other social sciences programs typically produce. Metropolitan State University reports actual earnings of nearly $42,000 for its social sciences graduates, a $4,500 gap that's worth noting when comparing options within the state. The 0.72 debt-to-earnings ratio falls within manageable territory, meaning graduates would dedicate roughly nine months of their first year's salary to paying off educational debt, but that calculation assumes your child matches the national pattern rather than captures Concordia's specific outcomes.
The challenge here is making a commitment based entirely on estimates drawn from peer institutions nationwide, not Concordia's track record with its own graduates. Social sciences programs vary widely in their career preparation—some emphasize research skills that translate well to data analysis roles, while others produce graduates who struggle to find work that requires their degree. Without actual graduate outcomes, you're essentially betting that Concordia's program performs at least as well as the national median. Given that Minnesota programs generally outperform national averages in this field, that's a bet with real downside risk if the program underperforms state norms by even a modest margin.
Where Concordia College at Moorhead Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Minnesota
Social Sciences bachelors's programs at peer institutions in Minnesota (13 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $30,020 | $37,459* | — | $26,975* | — | |
| $9,780 | $41,954* | $46,986 | $31,000* | 0.74 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.