Median Earnings (1yr)
$44,195
69th percentile (60th in MN)
Median Debt
$27,000
4% above national median
Debt-to-Earnings
0.61
Manageable
Sample Size
41
Adequate data

Analysis

Concordia College at Moorhead produces elementary and secondary teachers who earn slightly above both the national and state medians, but face a reality common to all teaching careers: flat income growth. Graduates here start at $44,195—enough to manage the program's $27,000 debt load (requiring about 61 cents of every dollar earned in year one)—but their earnings remain essentially unchanged four years later. This stagnation isn't unique to Concordia; it reflects how teacher salary schedules work across most districts, rewarding years of service more than the first crucial years after licensure.

What sets Concordia apart is its combination of manageable debt and respectable starting placement. At the 69th percentile nationally and 60th percentile in Minnesota, it outperforms most teacher preparation programs while keeping debt below three-quarters of comparable schools. That's meaningful in a field where you'll never dramatically increase earnings through job-hopping. While the program trails the state's top performers like Martin Luther College by about $2,500 annually, that gap matters less than entering the profession without crushing debt.

The investment makes sense for students committed to teaching—the debt load is serviceable on a teacher's salary, and Concordia's graduates earn more than typical program completers. Just understand you're buying entry to a stable but salary-constrained profession, not a launching pad for rapid income growth.

Where Concordia College at Moorhead Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Concordia College at MoorheadOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia College at Moorhead graduates compare to all programs nationally

Concordia College at Moorhead graduates earn $44k, placing them in the 69th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Minnesota (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia College at Moorhead$44,195$44,319$27,0000.61
Martin Luther College$46,706$38,575$21,5000.46
University of Minnesota-Morris$46,414$41,789$24,7670.53
Bethel University$45,361$40,332$26,0000.57
Minnesota State University-Mankato$44,171$41,039$27,0000.61
Gustavus Adolphus College$44,117$45,329$27,0000.61
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Martin Luther College
New Ulm
$17,770$46,706$21,500
University of Minnesota-Morris
Morris
$14,288$46,414$24,767
Bethel University
Saint Paul
$42,930$45,361$26,000
Minnesota State University-Mankato
Mankato
$9,490$44,171$27,000
Gustavus Adolphus College
Saint Peter
$54,310$44,117$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia College at Moorhead, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 44 graduates with debt data. Small samples may not be representative.