Analysis
A debt-to-earnings ratio of 0.72 suggests manageability—national benchmarks indicate social sciences graduates typically carry $25,500 in debt against $37,459 in first-year earnings. However, Concordia's estimated figures appear to track the national median rather than Michigan's stronger outcomes. Other social sciences programs in the state, like Michigan State's $46,206 and Grand Valley's $43,217, show that Michigan graduates in this field often earn 15-20% more in their first year than the national norm suggests for Concordia.
The gap matters because Michigan's higher cost of living and employment landscape differ from national averages. Similar programs across Michigan report median debt of $29,198, slightly higher than Concordia's estimated $26,975, but pair that with significantly better earnings. Whether Concordia's social sciences program connects students to Michigan's stronger job markets for this credential—or whether graduates pursue opportunities elsewhere—could substantially change the return on investment.
Without program-specific outcomes, you're essentially betting on whether Concordia mirrors the national median or performs closer to state peers. The admissions profile suggests solid academic preparation, but the 24% Pell Grant rate indicates a less economically diverse student body than many state universities. If your child is choosing between Concordia and Michigan public universities with reported data showing stronger first-year earnings, those numbers provide clearer evidence of what to expect.
Where Concordia University Ann Arbor Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in Michigan
Social Sciences bachelors's programs at peer institutions in Michigan (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,200 | $37,459* | — | $26,975* | — | |
| $15,988 | $46,206* | $50,723 | $29,198* | 0.63 | |
| $14,628 | $43,217* | $44,033 | $27,400* | 0.63 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University Ann Arbor, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.