Median Earnings (1yr)
$47,120
55th percentile (60th in TX)
Median Debt
$25,128
3% below national median
Debt-to-Earnings
0.53
Manageable
Sample Size
64
Adequate data

Analysis

Concordia University Texas delivers something increasingly rare in business education: steady upward momentum without crushing debt. While first-year earnings of $47,120 land graduates solidly in the middle of the pack, the 28% growth to $60,288 by year four shows real career progression. Among Texas business programs, this ranks in the 60th percentile—meaningfully above the state median of $44,084 and well ahead of many competitors charging substantially more in tuition.

The debt picture reinforces the value here. At $25,128, graduates carry slightly less than both state and national medians, resulting in a manageable debt-to-earnings ratio of 0.53. For context, students here are borrowing less than peers at similar programs while earning more four years out. That's a formula that works. Yes, the elite programs like UT Austin and TCU show significantly higher earnings, but they also demand different admissions profiles and often steeper costs.

For families seeking a business degree that combines accessibility (91% admission rate) with solid ROI, this program makes financial sense. The earnings trajectory suggests graduates are advancing in their careers, not stalling out, and the modest debt load means they have breathing room to take those next steps without financial strain.

Where Concordia University Texas Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Concordia University TexasOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Concordia University Texas graduates compare to all programs nationally

Concordia University Texas graduates earn $47k, placing them in the 55th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business Administration, Management and Operations bachelors's programs at peer institutions in Texas (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Concordia University Texas$47,120$60,288$25,1280.53
Texas Christian University$71,984$93,488$25,0000.35
The University of Texas at Austin$66,289$79,482$20,7500.31
LeTourneau University$65,144$63,561$39,6680.61
Baylor University$63,438$69,489$22,8660.36
Southern Methodist University$60,659$105,314$19,5000.32
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Texas Christian University
Fort Worth
$57,220$71,984$25,000
The University of Texas at Austin
Austin
$11,678$66,289$20,750
LeTourneau University
Longview
$35,500$65,144$39,668
Baylor University
Waco
$54,844$63,438$22,866
Southern Methodist University
Dallas
$64,460$60,659$19,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Concordia University Texas, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 64 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.