Liberal Arts and Sciences, General Studies and Humanities at Concordia University Texas

A liberal arts degree from Concordia University Texas delivers earnings below Texas norms while saddling graduates with above-average debt. Four years out, graduates earn $39,370—trailing the Texas median for this major by nearly $6,000 and landing in just the 40th percentile statewide. Meanwhile, the $32,474 in typical debt (6th percentile nationally, meaning only 6% of similar programs burden students with more) creates a 0.90 debt-to-earnings ratio that will stretch budgets during the critical early career years.

The 9% earnings growth from year one to year four suggests modest career progression, but starting nearly $2,500 below peers at other Texas schools matters when you're carrying this much debt. For context, graduates from UT Austin's liberal arts program earn $45,243 within four years—16% more—while University of St. Thomas graduates clear $53,000. Even accounting for Concordia's high acceptance rate and the fact that 40% of students receive Pell grants, the combination of below-median earnings and above-median debt creates a challenging financial picture.

If your child is set on liberal arts at a Texas private school, there are stronger options. This program's value proposition becomes particularly weak when you consider that state schools and other Texas privates deliver substantially better earnings outcomes with comparable or lower debt loads.