Analysis
A debt-to-earnings ratio of 0.71 looks manageable on paper, but the context here matters significantly. Coppin State serves a predominantly working-class student body—more than half receive Pell grants—and based on comparable rehabilitation programs nationally, graduates start around $36,000. That's a modest income for managing $25,000 in debt, particularly in Baltimore where cost of living can strain entry-level salaries.
Maryland's rehabilitation programs show considerable variation, with the only other school reporting actual data showing first-year earnings at $30,400. If Coppin's outcomes track closer to this state figure rather than the national estimate, the financial picture becomes tighter. The debt burden remains consistent either way—peer programs across Maryland cluster around $26,000-$27,000—which represents roughly 75-85% of that first year's paycheck depending on which earnings estimate proves accurate.
For families already stretching to afford college, this matters practically: can your child manage $250-300 monthly loan payments on a $30,000-36,000 salary while establishing themselves professionally? The field itself offers meaningful work with growth potential, but the early years may require careful budgeting or financial support. Given the uncertainty in these estimates, request outcomes data directly from Coppin's career services to understand where their specific graduates land.
Where Coppin State University Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs in Maryland
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in Maryland (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,001 | $35,966* | — | $25,474* | — | |
| $8,898 | $30,423* | $40,916 | $29,750* | 0.98 | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Coppin State University, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 57 similar programs. Actual outcomes may vary.