Median Earnings (1yr)
$21,812
91st percentile
80th percentile in Florida
Median Debt
$6,333
36% below national median

Analysis

Cortiva Institute's cosmetology program stands out in Florida's crowded field—graduates earn $21,812 in their first year, landing in the 80th percentile statewide and the 91st percentile nationally. That's 30% above Florida's typical cosmetology graduate and well above the $17,113 national median. More impressive: students leave with just $6,333 in debt, less than two-thirds what Florida cosmetology students typically owe and far below the $9,862 national median. A 0.29 debt-to-earnings ratio means graduates could theoretically pay off their loans in under four months of work.

The caveat here matters: this data comes from a small cohort of fewer than 30 graduates, so individual circumstances could significantly swing these numbers. Still, the pattern is encouraging—strong earnings combined with controlled debt is exactly what you want in a vocational program. While Cortiva's outcomes trail the very best public technical colleges in Florida (where top performers see earnings approaching $30,000), the program delivers solid results at a price point that keeps financial risk manageable.

For students serious about cosmetology careers in Florida, Cortiva offers a credible path with limited downside. The debt load won't haunt them, and first-year earnings suggest the program adequately prepares graduates for the job market.

Where Cortiva Institute Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Earnings Distribution

How Cortiva Institute graduates compare to all programs nationally

Compare to Similar Programs in Florida

Cosmetology certificate's programs at peer institutions in Florida (127 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cortiva InstituteSt. Petersburg$21,812$6,3330.29
Florida State College at JacksonvilleJacksonville$2,878$29,668$16,935$13,5770.46
Palm Beach State CollegeLake Worth$3,050$24,361$29,926$9,5000.39
Pensacola State CollegePensacola$2,348$23,911$19,755$5,5000.23
Suncoast Technical CollegeSarasota$22,662
Tom P. Haney Technical CollegePanama City$22,028$18,101
National Median$17,113$9,8620.58

Career Paths

Occupations commonly associated with cosmetology graduates

Skincare Specialists

Provide skincare treatments to face and body to enhance an individual's appearance. Includes electrologists and laser hair removal specialists.

$41,560/yrJobs growth:Postsecondary nondegree award

Barbers

Provide barbering services, such as cutting, trimming, shampooing, and styling hair; trimming beards; or giving shaves.

$35,420/yrJobs growth:Postsecondary nondegree award

Hairdressers, Hairstylists, and Cosmetologists

Provide beauty services, such as cutting, coloring, and styling hair, and massaging and treating scalp. May shampoo hair, apply makeup, dress wigs, remove hair, and provide nail and skincare services.

$35,420/yrJobs growth:Postsecondary nondegree award

Manicurists and Pedicurists

Clean and shape customers' fingernails and toenails. May polish or decorate nails.

$34,660/yrJobs growth:Postsecondary nondegree award

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

First-Line Supervisors of Personal Service Workers

Supervise and coordinate activities of personal service workers.

Makeup Artists, Theatrical and Performance

Apply makeup to performers to reflect period, setting, and situation of their role.

Shampooers

Shampoo and rinse customers' hair.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cortiva Institute, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 21 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.