Cosmetology at Cortiva Institute
Undergraduate Certificate or Diploma
Analysis
Cortiva Institute's cosmetology program delivers earnings that beat 91% of similar programs nationwide and 80% in Florida—impressive performance in a field where most graduates struggle to crack $20,000 annually. With first-year earnings of $21,856 that climb to over $24,000 by year four, graduates here are outpacing both the national median ($17,113) and Florida's state median ($16,718) by significant margins. The $7,797 debt load is notably lower than typical borrowing for cosmetology programs, creating a debt-to-earnings ratio of 0.36 that students can realistically manage on a beautician's salary.
What makes this particularly noteworthy: among Florida's 127 cosmetology programs, this ranks in the top fifth for earnings while keeping debt below the state average. The 10% earnings growth from year one to year four suggests graduates are building sustainable careers rather than hitting an immediate ceiling. While you won't find your child competing with college graduates in Palm Beach, they'll be earning more than most cosmetology certificate holders in the state within their first year.
For families considering trade school options, this represents one of the stronger cosmetology investments available. The combination of above-average earnings, manageable debt, and steady income growth makes it a practical choice for students committed to this career path.
Where Cortiva Institute Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Cortiva Institute graduates compare to all programs nationally
Cortiva Institute graduates earn $22k, placing them in the 91th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Cosmetology certificate's programs at peer institutions in Florida (127 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Cortiva Institute | $21,856 | $24,132 | $7,797 | 0.36 |
| Florida State College at Jacksonville | $29,668 | $16,935 | $13,577 | 0.46 |
| Palm Beach State College | $24,361 | $29,926 | $9,500 | 0.39 |
| Pensacola State College | $23,911 | $19,755 | $5,500 | 0.23 |
| Suncoast Technical College | $22,662 | — | — | — |
| Tom P. Haney Technical College | $22,028 | $18,101 | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Florida State College at Jacksonville Jacksonville | $2,878 | $29,668 | $13,577 |
| Palm Beach State College Lake Worth | $3,050 | $24,361 | $9,500 |
| Pensacola State College Pensacola | $2,348 | $23,911 | $5,500 |
| Suncoast Technical College Sarasota | — | $22,662 | — |
| Tom P. Haney Technical College Panama City | — | $22,028 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cortiva Institute, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.