Median Earnings (1yr)
$21,856
91st percentile (80th in FL)
Median Debt
$7,797
21% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
232
Adequate data

Analysis

Cortiva Institute's cosmetology program delivers earnings that beat 91% of similar programs nationwide and 80% in Florida—impressive performance in a field where most graduates struggle to crack $20,000 annually. With first-year earnings of $21,856 that climb to over $24,000 by year four, graduates here are outpacing both the national median ($17,113) and Florida's state median ($16,718) by significant margins. The $7,797 debt load is notably lower than typical borrowing for cosmetology programs, creating a debt-to-earnings ratio of 0.36 that students can realistically manage on a beautician's salary.

What makes this particularly noteworthy: among Florida's 127 cosmetology programs, this ranks in the top fifth for earnings while keeping debt below the state average. The 10% earnings growth from year one to year four suggests graduates are building sustainable careers rather than hitting an immediate ceiling. While you won't find your child competing with college graduates in Palm Beach, they'll be earning more than most cosmetology certificate holders in the state within their first year.

For families considering trade school options, this represents one of the stronger cosmetology investments available. The combination of above-average earnings, manageable debt, and steady income growth makes it a practical choice for students committed to this career path.

Where Cortiva Institute Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Cortiva InstituteOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Cortiva Institute graduates compare to all programs nationally

Cortiva Institute graduates earn $22k, placing them in the 91th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Cosmetology certificate's programs at peer institutions in Florida (127 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cortiva Institute$21,856$24,132$7,7970.36
Florida State College at Jacksonville$29,668$16,935$13,5770.46
Palm Beach State College$24,361$29,926$9,5000.39
Pensacola State College$23,911$19,755$5,5000.23
Suncoast Technical College$22,662
Tom P. Haney Technical College$22,028$18,101
National Median$17,113$9,8620.58

Other Cosmetology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida State College at Jacksonville
Jacksonville
$2,878$29,668$13,577
Palm Beach State College
Lake Worth
$3,050$24,361$9,500
Pensacola State College
Pensacola
$2,348$23,911$5,500
Suncoast Technical College
Sarasota
$22,662
Tom P. Haney Technical College
Panama City
$22,028

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cortiva Institute, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.