Median Earnings (1yr)
$23,356
77th percentile (60th in MD)
Median Debt
$8,444
4% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
179
Adequate data

Analysis

Cortiva Institute's somatic bodywork program lands squarely in the middle of Maryland's massage therapy landscape—with one crucial advantage. First-year graduates earn $23,356, exactly matching the state median but outperforming three-quarters of similar programs nationwide. More importantly, the program carries just $8,444 in debt, giving it one of the lowest debt-to-earnings ratios in the field at 0.36. For comparison, Fortis Institute graduates earn more initially ($29,449) but likely carry substantially higher debt loads to get there.

The earnings trajectory tells a realistic story about the profession: graduates see modest 12% growth to $26,085 by year four. This isn't spectacular career growth, but it's steady improvement in a field where income often depends on building a client base over time. With three-quarters of students receiving Pell grants, this program clearly serves students who need affordable entry into healthcare work without gambling on massive debt.

For an anxious parent, here's what matters: your child can enter the bodywork field for under $9,000 in debt and start earning immediately. The program won't make them wealthy, but it delivers what it promises—professional certification at a manageable cost with earnings that, while modest, consistently beat national averages. If your child is genuinely interested in therapeutic bodywork, this represents a low-risk path into the field.

Where Cortiva Institute Stands

Earnings vs. debt across all somatic bodywork certificate's programs nationally

Cortiva InstituteOther somatic bodywork programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Cortiva Institute graduates compare to all programs nationally

Cortiva Institute graduates earn $23k, placing them in the 77th percentile of all somatic bodywork certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Somatic Bodywork certificate's programs at peer institutions in Maryland (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cortiva Institute$23,356$26,085$8,4440.36
Fortis Institute-Towson$29,449$24,585$7,6000.26
Holistic Massage Training Institute$20,071—$8,5500.43
National Median$20,079—$8,7920.44

Other Somatic Bodywork Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Fortis Institute-Towson
Towson
—$29,449$7,600
Holistic Massage Training Institute
Baltimore
—$20,071$8,550

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cortiva Institute, approximately 76% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.