Median Earnings (1yr)
$21,856
91st percentile (80th in FL)
Median Debt
$7,797
21% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
232
Adequate data

Analysis

Cortiva Institute's cosmetology program outperforms 91% of similar programs nationally—an impressive feat in a field where most graduates struggle financially. With first-year earnings of $21,856, graduates here earn nearly $5,000 more than the national median for cosmetology certificates ($17,113) and about $5,000 more than Florida's median. Among the state's 127 cosmetology programs, this ranks in the 80th percentile, placing it well ahead of most competitors even while charging below-average debt at $7,797.

The 10% earnings growth from year one to year four suggests graduates build sustainable careers rather than hitting immediate ceilings. While the absolute earnings remain modest—this is cosmetology, after all—the debt load is manageable at roughly one-third of first-year income. Compare this to typical cosmetology programs nationally where debt often equals or exceeds annual earnings. The robust sample size (100+ graduates) makes these numbers reliable, not flukes from a handful of lucky students.

For parents concerned about beauty school ROI, Cortiva offers better-than-average outcomes in a field notorious for predatory programs. Your child won't get rich, but they'll enter the workforce with reasonable debt and earnings that actually beat most alternatives in Florida. If cosmetology is the goal, this program delivers measurably stronger results than the typical beauty school.

Where Cortiva Institute Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Cortiva InstituteOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Cortiva Institute graduates compare to all programs nationally

Cortiva Institute graduates earn $22k, placing them in the 91th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Cosmetology certificate's programs at peer institutions in Florida (127 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Cortiva Institute$21,856$24,132$7,7970.36
Florida State College at Jacksonville$29,668$16,935$13,5770.46
Palm Beach State College$24,361$29,926$9,5000.39
Pensacola State College$23,911$19,755$5,5000.23
Suncoast Technical College$22,662———
Tom P. Haney Technical College$22,028$18,101——
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Florida State College at Jacksonville
Jacksonville
$2,878$29,668$13,577
Palm Beach State College
Lake Worth
$3,050$24,361$9,500
Pensacola State College
Pensacola
$2,348$23,911$5,500
Suncoast Technical College
Sarasota
—$22,662—
Tom P. Haney Technical College
Panama City
—$22,028—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Cortiva Institute, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.