Analysis
Based on comparable health services programs across Missouri, Cottey's graduates can expect first-year earnings around $36,430—roughly on par with the state median but trailing Missouri's top programs by $5,000 to $8,000. That gap matters when you're carrying an estimated $26,250 in debt, which translates to a debt-to-earnings ratio of 0.72. While this ratio sits in reasonable territory (less than one year's salary), it's worth noting that larger state universities like Missouri State and Mizzou appear to deliver stronger earning potential in this field, likely due to broader clinical networks and more specialized health science tracks.
The real question is whether Cottey's distinctive environment—a small women's college with a 66% admission rate and notable support for first-generation students (45% receive Pell grants)—justifies potentially settling for median outcomes rather than reaching for the higher earnings at larger institutions. The estimated debt load isn't alarming, but it's not particularly favorable either, especially when Missouri State graduates reportedly earn 22% more right out of the gate. For students who thrive in intimate academic settings or need the support structure a smaller college provides, these numbers work. For those focused purely on return-on-investment in health services, Missouri's flagship and regional universities show stronger earnings trajectories that could make managing similar debt loads considerably easier.
Where Cottey College Stands
Earnings vs. debt across all health services/allied health/health sciences bachelors's programs nationally
Compare to Similar Programs in Missouri
Health Services/Allied Health/Health Sciences bachelors's programs at peer institutions in Missouri (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $26,209 | $36,430* | — | $26,250* | — | |
| $9,024 | $44,443* | $54,456 | $27,000* | 0.61 | |
| $11,988 | $39,289* | $46,821 | $27,000* | 0.69 | |
| $14,130 | $39,186* | $52,147 | $23,250* | 0.59 | |
| $9,739 | $33,674* | $40,689 | $27,000* | 0.80 | |
| $10,181 | $32,268* | — | $22,375* | 0.69 | |
| National Median | — | $35,279* | — | $26,690* | 0.76 |
Career Paths
Occupations commonly associated with health services/allied health/health sciences graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cottey College, approximately 45% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MO. Actual outcomes may vary.