Analysis
A debt load near $10,000 for technical training that leads to median first-year earnings around $56,000 creates a manageable financial foundation—similar fire protection associate's programs nationally suggest a debt-to-earnings ratio of roughly 0.19, meaning graduates could theoretically pay off loans in under three months of gross income. That's a stark contrast to many two-year programs where debt burdens stretch far longer.
The challenge lies in what we don't know. With ten fire protection programs in New Jersey but no reported outcomes data for any of them, there's significant uncertainty about how well these programs actually translate to employment in the state's fire service and emergency management sectors. National benchmarks show wide variance in outcomes—the top quarter of programs produce first-year earnings above $75,000, suggesting that program quality, local hiring practices, and professional connections matter considerably in this field.
For a parent evaluating this investment, the estimated numbers point toward reasonable upside if your child secures a position. But before committing, you'll need to do legwork the data can't: contact County College of Morris directly about placement rates, talk to local fire departments about their hiring pipelines, and understand whether this credential opens doors in your specific region or if other pathways (fire academies, EMT certifications) might serve better.
Where County College of Morris Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,210 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At County College of Morris, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.