Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Covenant School of Nursing and Allied Health

A BSN program with an estimated $27,000 debt load and first-year earnings around $77,000 should produce a manageable 0.35 debt-to-earnings ratio—but these figures come from peer nursing programs across Texas, not Covenant's actual graduates. The state's 73 BSN programs show substantial variation, with top performers like West Coast University-Texas placing graduates at nearly $96,000 and even community colleges like Austin hitting $88,000. Where Covenant falls in this range matters significantly for a $27,000 investment.

Texas nursing programs cluster right around the national median for both earnings ($77,000 vs. $75,000) and debt ($26,000 vs. $27,000), suggesting the state's market is fairly typical. However, the 42% Pell grant rate indicates Covenant serves many students for whom $27,000 in debt represents a meaningful financial commitment, even with nursing's relatively strong earning potential. If Covenant's actual outcomes align with the state median, graduates would earn nearly three times their debt in the first year—a solid foundation for repayment.

The key uncertainty is whether this specific program performs at, above, or below the Texas median. With so many nursing programs in the state producing widely different outcomes, you're essentially betting on an unknown. Ask the school directly about their NCLEX pass rates, job placement percentages, and where their graduates actually work—this concrete data matters more than estimated earnings when you're choosing between 73 options.