Analysis
A $47,000 starting salary might sound modest, but when you're carrying less than $10,000 in debt, the math tells a different story. Based on national medians for fire protection certificate programs—the only benchmarks available since this specific program has too few graduates to report—the estimated debt-to-earnings ratio of 0.20 suggests graduates could theoretically pay off their loans in about three months if they dedicated their entire salary to it. That's unusually favorable for any credential, let alone one you can complete in under two years.
The limitation here is obvious: we're working with national estimates because Cowley's program is too small to generate its own data. That means the $47,000 figure reflects what similar programs produce nationwide, not necessarily what graduates from this Kansas community college actually earn. Fire protection careers can vary significantly by location and specialization—municipal firefighters, forest service positions, and industrial fire safety roles each have different salary ranges and requirements. Without program-specific outcomes, you're betting that Cowley's connections to Kansas employers and training quality will match what these national comparables deliver.
For a parent weighing this investment, the estimated numbers suggest low financial risk if the career path is clear. But with eight fire protection programs across Kansas and no local outcome data to compare, you'll need to dig into job placement rates, relationships with fire departments, and whether graduates actually land positions that justify even this modest debt load.
Where Cowley County Community College Stands
Earnings vs. debt across all fire protection certificate's programs nationally
Compare to Similar Programs Nationally
Fire Protection certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,350 | $47,024* | — | $9,557* | — | |
| $3,870 | $77,935* | $70,937 | $12,750* | 0.16 | |
| $2,682 | $55,829* | — | $9,557* | 0.17 | |
| $2,844 | $55,778* | — | —* | — | |
| $3,246 | $52,856* | — | —* | — | |
| $1,270 | $50,364* | — | —* | — | |
| National Median | — | $47,024* | — | $9,557* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cowley County Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.