Analysis
A debt-to-earnings ratio of 0.19 suggests manageable financial risk—borrowing roughly 19 cents for every dollar earned in the first year would be a reasonable starting point for most families. While both the $56,004 salary figure and $10,370 debt load come from national medians rather than this specific program's outcomes, they align with what community colleges typically deliver for technical credentials. Delaware Tech is the only institution in the state offering this associate's degree, which could mean either strong regional employer relationships or simply limited local demand for the training.
The challenge is that fire protection careers often require additional certifications and testing beyond the degree itself, and salary progression can depend heavily on municipal budgets and union structures that vary widely by location. Nationwide, some programs report first-year earnings above $75,000, suggesting that outcomes depend significantly on where graduates work and which departments are hiring. Without actual data from Delaware Tech's own graduates, it's difficult to know whether this program connects students to Delaware's fire departments effectively or prepares them adequately for competitive hiring processes.
For families considering this path, the estimated debt level is low enough that it wouldn't be financially crushing even if earnings fall short of projections. However, you'd want direct conversations with the program about job placement rates in Delaware specifically and whether graduates typically need to relocate or supplement their education to secure positions.
Where Delaware Technical Community College-Terry Stands
Earnings vs. debt across all fire protection associates's programs nationally
Compare to Similar Programs Nationally
Fire Protection associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,965 | $56,004* | — | $10,370* | — | |
| $5,400 | $91,944* | — | $6,125* | 0.07 | |
| $5,352 | $90,948* | $110,475 | $10,192* | 0.11 | |
| $25,220 | $76,032* | $71,661 | $12,609* | 0.17 | |
| $5,808 | $75,326* | $68,139 | $10,500* | 0.14 | |
| $10,110 | $70,749* | $75,553 | $21,244* | 0.30 | |
| National Median | — | $56,004* | — | $11,250* | 0.20 |
Career Paths
Occupations commonly associated with fire protection graduates
Fire Inspectors and Investigators
Forest Fire Inspectors and Prevention Specialists
Career/Technical Education Teachers, Postsecondary
Firefighters
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
First-Line Supervisors of Firefighting and Prevention Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Delaware Technical Community College-Terry, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 12 similar programs. Actual outcomes may vary.